Selling your Car the popular options

Selling a used car is a situtation that most motorists will be faced with at some time in their driving lifetime. For a vast majority of sellers the sales process will run smoothly without any hassle or issue. How you sell your car is up to you. The three main choices are:

All three disposal methods have their pros and cons. Whichever method you choose – obtaining a vehicle history report from a company like MyCarCheck could help accelerate the sale. It is quite probable that any potential buyers will obtain a report before viewing your car – so forewarned is forearmed. If they haven’t taken the precaution and purchased a report themselves – presenting them with one may instil confidence in both you and the car.

Premium Reports

MyCarCheck.com vehicle history reports highlight if a car has been stolen, exported, written-off, scrapped & much more from just £1.99 (correct Mar 2019). Presenting a potential buyer with a MyCarCheck report adds confidence to the sale and may hopefully help in securing the transaction.

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Check MOT and Vehicle Tax

MOT

Before you advertise your vehicle, check the time remaining on your MOT. If there’s only a few weeks left before it expires – book it in. Selling a car with 12 months MOT is well worth the cost of the test fee (less than £50). Buyer’s may be put off if your car only has a month or two left before the MOT expires.

Vehicle Tax

Vehicle Tax is no longer transferable when a car is sold. That practice stopped in 2014. The seller can get a REFUND of any time remaining on the vehicle Tax. Details of obtaining a refund for Vehicle Tax can be found on the GOV.uk website (5). If you’re not too sure when you car tax expires check it here. The DVLA will give you a refund on any full months remaining.

Trade In

A Trade In is the simplest method. The garage will hopefully offer a trade in price similar to that offered by WeBuyAnyCar or similar car buying service. However, this price will be quite a bit less than a seller could get on the Private Market.

Car Buying Service

The WeWantAnyCar /other car buying service option is also fairly simple. Enter your vehicle’s registration number to an online service and answer a few simple questions. Within a few seconds the company offer a realistic purchase price – assuming all questions have been answered honestly. The car is then taken to one of their local inspection centres. At this point don’t be surprised to see the valuation decreased if the inspector finds any issues not reported in the initial submission.

Private Sale

Selling Privately will get the most money for your used car – maybe as much as 15% more. But, it can be a little daunting. Where should you place the adverts? How should payment be accepted? What about test drives and insurance? There is an excellent article on the MoneyAdviceService.org (1) website that gives loads of information about selling a car privately. Also refer to “How to sell a Car” on The AA’s website (2). They have some excellent advice regarding test drives, accepting payment, checking insurance, avoiding phishing scams etc.

The Seller’s Legal Obligation

Legally there’s not many things the seller is obliged to do. The essential things are registering the sale with the DVLA and giving the new owner a receipt.

  • The main thing is to give the green ‘new keeper’s details’ slip (V5C/2) from the log book to the buyer. DVLA guidelines can be found on the GOV.uk website (3)
  • It’s also advisable to write a receipt. Create two copies. Keep one for yourself and give the other to the buyer. The receipt should include the date, price paid, vehicle registration number, make and model and mileage at time of sale.  Also include both addresses. The AA have a “Car Seller’s Contract” (4) that can be download and printed

Accepting Payment

There are loads of resources online that give sound advice on accepting payment for your car. Most agree that BACS transfer or cash are still the best options. Be wary of anyone asking to make payment with Building Society cheque, ESCROW payment or Banker’s Draft – all can be forged. A genuine buyer will respect a seller’s caution and will understand that the vehicle won’t be handed over until funds have cleared. Don’t be pushed in to accepting some story about bank delays or similar.

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External Resources

  1. MoneySavingExpert – selling a car privately – some good advice
  2. AA – How to sell a car
  3. GOV – guidelines regarding selling or scraping a vehicle
  4. AA – Seller’s Contract
  5. GOV – obtaining a Vehicle Tax refund

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Get an MOT reminder

How many times have you used an MOT checking service only to discover your MOT has already expired. I used to rely on my local garage to call me a few weeks before the MOT was due, but they’ve not got the time, or maybe couldn’t be bothered, to offer that service anymore

Email or Text Reminder

Well good news is here – the GOV.uk website now offers a FREE to use MOT reminder service. It’s simple to use and I have now used it for both our work vans, my motorbike and both our family cars. The service offered by GOV.uk is simple to use and is currently being offered to owners of cars, motorbikes, lorries, buses and lorry trailers. All you need either an email address or mobile phone number.

How does it work

Before you start you will need

  1. The vehicle registration number
  2. An email address for the reminder email or a mobile phone number for the text reminder

Step 1

Choose the type of reminder you wish to receive

Step 2

Enter the email address or mobile phone number for the reminder message

Step 3

Enter the registration number of the vehicle you want the reminder  email / text for

Step 4

Confirm this is the correct vehicle – do NOT proceed if you have entered the wrong number plate details .. start again

Now just press CONTINUE and you will receive your MOT reminder by text or email. For cars and motorbikes – you’ll receive a reminder one month before your MOT due date. You will then get another reminder 2 weeks before your MOT is due (if you’ve not already had it tested and passed). For lorries, buses and lorry trailers – you’ll will receive your reminder 2 months before your MOT due date. You will receive another 1 month before your MOT is due if you still have NOT had the vehicle MOT tested.

Sign Up Now and never miss another MOT due date

If you would like to take part in the MOT reminder service please proceed to the GOV.uk website.

 

 

Premium Service

MyCarCheck.com vehicle history reports highlight if a car has been stolen, exported, written-off, scrapped & much more from just £1.99 (correct Jan 2019). Buy your next used vehicle with confidence. MyCarCheck.com can reveal a vehicle’s full history, enabling you to make a more informed decision. Don’t be taken for a ride – discover a vehicle’s hidden history.

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2019 Vehicle Tax changes

Officially known as VED (Vehicle Excise Duty) or Vehicle Tax as most people still refer to it is set to increase on April 1st 2019. The Chancellor of the Exchequer gave forewarning of these increases in the Budget – stating that the rises were in line with inflation. Quoting from the Budget “1.40 (gov.uk). Vehicle Excise Duty (VED)rates for cars, vans and motorcycles. As announced at Budget 2018, the government will legislate in Finance Bill 2018-19 to increase VED rates for cars, vans, motorcycles and motorcycle trade licences by the Retail Prices Index with effect from 1 April 2019″

What will you pay

The amount of vehicle excise duty charged is based on your vehicle’s CO2 emissions and fuel type (for cars registered on or after 1 March 2001*) The Bands are different for NEW cars – registered on or after 1st April 2019 – compared to cars registered between 1st March 2001 and March 31st 2019

Note : for cars registered before 1 March 2001 the vehicle tax rates depend on its’ engine size, not CO2 emissions.

Cars Registered March 1st 2001 – March 31st 2019

The CO2 emissions rates are banded from A to M. According the the Government’s Vehicle Licensing statistics (external link) of 2016 the most popular bands are F and G. Those with cars registered before April 1st 2019 in these groups – with CO2 emissions from 141-165 g/km – can expect an increase of £5. Band F will increase from £155 to £160 and Band G will increase from £195 to £200. Those with cars in Bands 1,2 and 3 will be happy to see their rates remain the same.

New Cars – registered on/after 1st April 2019

For new car buyers – registering their vehicle after April 1st 2019 the changes are more considerable. Cars in Bands A to C also remain the same. Vehicles in Bands D to H will increase by just £5 (covering CO2 emissions from 76 to 150 g/km). The remain Bands increase accordingly – Band I by £15, Band J by £25,  Band K by £40, Band L by £55 and Band M by £65

Want to know more

There are plenty of good online resources with further details of these VED increases. One of the most informative is this feature by thismoney.co.uk – including some very useful VED Band Comparison tables 2018/19 versus 2019/20

Check your Vehicle Tax

If after reading this you find yourself wondering if you’re car is taxed then please visit our free online vehicle tax checker. Simply enter your registration number to confirm whether or not your car has valid Vehicle Tax

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Why Check the History of a Vehicle

Check BEFORE you buy

First and foremost, if you inadvertently purchase a vehicle that has been stolen the authorities can return it to the legal owner (or their insurance company) WITHOUT compensating you – the innocent party. Similarly, if you purchase a car with outstanding finance associated to it – that debt transfers to you. The average amount of outstanding finance on vehicles checked by HPI Check is over £9K!

For these two reasons alone there is a very clear and legally motivated reason to obtain a vehicle history report BEFORE you commit to buying a used vehicle (car, motorbike or van). For less than the price of a pizza a detailed vehicle history report will highlight any outstanding finance and many more important issues

Information Provided

The level of information obtained from a vehicle history report depends on the report purchased. Most companies offer entry level “basic”  reports and then a more comprehensive full featured report. With MyCarCheck you have the choice of three levels of report.

Details of the 3 x plans offered by MyCarCheck

Bundled Reports – several vehicles at once

If you are considering several cars be certain to take advantage of their BULK report services. At the time of writing this post MyCarCheck have some great BUNDLED reports on offer. With this company you can get as many as 20 x vehicle checks for less than £3 each.

MyCarCheck - multiple vehicle history checks

Premium Service

MyCarCheck.com vehicle history reports highlight if a car has been stolen, exported, written-off, scrapped & much more from just £1.99

Premium Service

HPI Check – popular vehicle checking service from under £10. Premium service comes with £30,000 data guarantee for peace of mind.

Selecting a Vehicle History Report

There are many online businesses that offer a comprehensive vehicle history report service. At IsMyCar.co.uk we have reviewed the offerings of 5 such companies. The two that we have chosen as our online partners are HPI Check and MyCarCheck.

HPI Check

HPI have been providing the histories of used vehicles since 1938 and are the market leaders in vehicle history checks. HPI are focused on giving used car buyers the right information at the right time. Their reports help customers make an informed decision when buying a used car, van or bike. By following the information provided by the HPI Check the car buying experience should be as pain-free as possible.

MyCarCheck

My Car Check is the UK’s number one consumer vehicle check provider. They claim to have helped millions of used vehicle buyers since their creation in 2005. It’s not restricted to car history checks – they can also check the history of motorcycles, vans – any vehicle carrying a Vehicle Registration Mark (VRM).

Their comprehensive report provides over 70 vital pieces of information all used vehicle buyers should be aware of. This includes if the vehicle is a write-off, is registered as stolen, has outstanding finance and many more. The information MyCarCheck provide comes from sources such as the DVLA, the police, insurers and finance companies.

HPI Check – sample Vehicle History Report

The graphic below shows some of the important checks included in a vehicle history report from HPI Check. To get more details please view their online Sample Report Here

Compare the features from HPI Check

MyCarCheck – sample Vehicle History Report

This chart highlights the key checks included in a vehicle history report from MyCarCheck. To get more details please view their online vehicle history checking service here

Comparison of features from MyCarCheck.com

More Services from IsMyCar.co.uk

Visitors to the IsMyCar.co.uk website may be interested in the following motoring topics

External References

Some of the references in this post have been sourced from the following respected online authorities

  • Citizen’s Advice – what to do if you’ve bought a stolen goods
  • GOV.uk – what to do if your vehicle has been stolen

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New Affiliate WeWantAnyCar.com

IsMyCar.co.uk is pleased to announce a new affiliation with WeWantAnyCar. Offering a free online valuation with over 70 stores around the UK. WeWantAnyCar take the hassle out of selling your car. Avoid the scammers and fraudsters and sell your car to WeWantAnyCar. As a CASH buyer you’re certain to get a better deal on your new car

Get a FREE online valuation

The purpose of WeWantAnyCar is to save car owners time and hassle usually associated to selling a car. They understand how frustrating selling a car can be, which is why they value your car for free in a few simple steps, and once you’re happy with the valuation, they will buy it off you – it’s as simple as that. If you want to get a great deal for your unwanted car please try WeWantAnyCar’s online car buying service (direct link) and get a free online valuation today.

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HPI Check

HPI Check – HPI are the market leaders in vehicle history checks. They are all about giving used car buyers the right information at the right time when buying a used car, van or bike. By following HPI’s advice, doing an HPI Check, and buying prudently, the car buying experience should be as pain-free as possible.

MyCarCheck

Check before you buy – Buying a car is a big deal so buy with confidence. MyCarCheck.com can reveal a vehicle’s full history, enabling you to make a more informed decision. Discover a vehicle’s hidden history, if it’s been written off or stolen and much more …

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Fines for driving without Vehicle Tax 2018

The basic penalty for driving without relevant vehicle tax (road tax as it used to be known) is £80 if imposed by the DVLA. If you make a payment to the DVLA within 28 days it can be halved. HOWEVER – if you fail to pay this initial £80 fine and the case goes to court you could pay up to £1000 or 5 times the vehicle’s road tax fee ! The fines are considerably higher if caught by the POLICE driving / parking on the public highway with an untaxed vehicle.

Summary of Fines

  • £80 if imposed by the DVLA. This can increase to £1000 or 5 times you car’s annual vehicle tax if the case goes to court
  • Up to £1000 if caught by the Police by way of fixed penalty notice. Please refer to our article on Clamping Untaxed Vehicles
  • In a worst case scenario vehicles may be clamped or even impounded. If your car is clamped getting it released early is paramount – otherwise the daily charges rapidly accrue.

What if your Vehicle is Road Tax FREE

This is where a lot of people are falling foul of the law – drivers of NIL-RATED low emission vehicles. Every vehicle that drives on the UK roads (with a few exceptions) needs to be taxed – even those that are Vehicle Tax exempt. MoneySavingExpert.com obtained some interesting facts under the freedom of information act from the DVLA. More than 34,000 drivers were issued with penalties for failing to “tax” their NIL RATED vehicles. It’s an interesting article and it can be found in full here – Warning – 34,000 fined last year for not taxing vehicles which are FREE to tax. The bottom line is – whether your vehicle is nil-rated or not – you MUST complete a vehicle tax application on the DOV.UK website (or atyour local Post Office)

Check Vehicle Tax status

Easy – use our vehicle tax checker found here or go direct to the GOV.UK website. In the days of Tax Discs it was easy – a quick glance at the Tax Disc on your windscreen and you knew if your Road Tax was in date or not. The phasing out of the tax disc has left a lot of motorists confused. The biggest group of confused drivers are those driving ZERO

Report an Untaxed Vehicle

It is a motoring offence to drive an untaxed vehicle on UK roads unless it is exempt from taxation. If you are aware of an untaxed vehicle being driven (or simply parked) on a UK road then you may report it to the authorities. Report an untaxed vehicle with this anonymous service. The matter will be investigated by the DVLA.

Affiliated Partners

HPI Check

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HPI Check – HPI are the market leaders in vehicle history checks. They are all about giving used car buyers the right information at the right time when buying a used car, van or bike. By following HPI’s advice, doing an HPI Check, and buying prudently, the car buying experience should be as pain-free as possible.

MyCarCheck

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Check before you buy – Buying a car is a big deal so buy with confidence. MyCarCheck.com can reveal a vehicle’s full history, enabling you to make a more informed decision. Discover a vehicle’s hidden history, if it’s been written off or stolen and much more …

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Cloned Registration Plates

An undeserved driving penalty arrives

A car owner receives a letter informing them that their car has been captured on CCTV driving over the Dartford bridge 5 times. The authority in charge is demanding the payment of a £100 fine. However, the driver hasn’t been anywhere near that area for 18 months. Something has gone wrong. The car owner needs to act quickly. Has the innocent car owner’s number plate been cloned? Is it in use on a similar vehicle?

ANPR fault or Cloned plates

For the example above – assuming the vehicle has genuinely not been near the Dartford tunnel the options are either:

  1. The ANPR system (Automatic Number Plate Recognition) has made a mistake. It does happen sometimes. However, it’s unlikely that the system has incorrectly associated someone else’s registration number to the SAME model of car as the innocent driver on multiple occassions.
  2. The Vehicle Registration number plate has been CLONED. Someone has fraudulently produced number plates that are a correct match for their vehicle make and model (or a model very similar). For example, the innocent driver has a Navy Blue Ford Fiesta registration ABC123Y. The fraudster either owns, or often rents, the same make & model. They then fit the cloned plates and driving arond committing their offences.

What to do if you’ve been Cloned

If you have been incorrectly identified as the driver committing a driving offence you will need to prove your innocence. Convince the authorities that your vehicle was NOT in the area concerned at the time of the offence. Maybe you were parked in a local car park with CCTV. Maybe you were using your vehicle for work in your area – miles from where the offence was committed. Collect as much evidence as you can to support your claim of innocence. Make the suggestion that your number plates must have been cloned.

If you believe your number plate has been cloned contact your local police authority and the DVLA.

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Check before you buy – Buying a car is a big deal so buy with confidence. MyCarCheck.com can reveal a vehicle’s full history, enabling you to make a more informed decision. Discover a vehicle’s hidden history. Find out if a car been written off or stolen and much more?

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Avoid buying a Cloned Vehicle

As many as 1 in 3 cars have a hidden past. When buying a car for many thousands of £’s surely it’s just a matter of common sense to pay for a car data check to ensure the vehicle you are buying has nothing to hide. Popular car data checks will check to see if your car has ever been stolen, whether it has valid vehicle tax, obtain a full MOT history and much more. Please consider using one of the services offered by our affiliated partners below.

Please support our Affiliated Partners

Check before you buy – Buying a car is a big deal so buy with confidence. MyCarCheck.com can reveal a vehicle’s full history, enabling you to make a more informed decision. Discover a vehicle’s hidden history, if it’s been written off or stolen and much more …

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How do criminals get the plates made

When purchasing registration plates from a respectable source the company will ask for evidence the customer is the legal owner of the vehicle. A registered number plate supplier will ask to see evidence of the following

  1. Your personal identity eg. Driving Licence or Passport
  2. Your address eg. utility bill, bank statement
  3. Proof of vehicle ownership eg V5C or similar

The GOV.uk site can help you to identify your nearest registered number plate supplier – just enter your post code here (external link)

The criminals method

Criminals take advantage of unscrupulous individuals who bypass the system and manufacture the registration plates WITHOUT undertaking any of the checks detailed above. A recent (Sept 2018) BBC programme – Inside Out – tracked several such businesses and highlighted just how easy it is to get hold of illegall cloned number plates. For more details please see the BBC report on cloning number plates (external link)

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